Never use monthly payment amount to compare prices


seeing lot of here, , tim cook brought reason x expensive , people should focus on monthly price instead of total. it's standard car salesman trick: "focus on monthly payments , it's few bucks more, see! no big deal!"

people here saying buy 256gb because it's not more. wrong! price of 256gb 15% more 64gb. that's large percentage difference might not make difference you. apple care+ %20 of cost. in total if go both of these you're paying 35% more phone. that's huge!

@ total cost of make decision if it's worth you. money out of pocket either way, don't fool thinking it's small difference in monthly payments. decide if value worth based on total price, not monthly payment!
 

it's difference of $150 total. $12.50/month on 12 months or $6.25/month on 24 months. small amount of money relative overall cost of device.
 


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