just heads up. called citizens bank , told since it's apple doing loan initiation, ones controlling type of pull. after calling apple , interrogating them (she wasn't sure @ first), had ask confirm , mentioned important me because of ongoing personal situation (bs story). did come tell me hard pull. if in program. now, have gotten once again doesn't know , plays safe? potentially. that's enough me decide not pull trigger on pre approval. tempted go ahead , order phone , play roulette wheel see if had chance phone on first day come out. news, it's not worth me have been on "not going get" list. theory , not open , review @ store. if didn't wow me @ time , change opinion of think now, return it's not open box , can sold new.
icing on cake w decision.
is, having hard time thinking cost of phone not worth yearly upgrade. used fine when phone less laptop , justify price because small laptop in pocket @ cheaper price. however. @ prices now, have @ as, it's more laptop in cases , people don't upgrade laptops every year or every 2 years why have been brainwashed our phones?
there go. releasing 2 potential iphone purchases wild. luck all.
why concerned if it's hard pull or not?
if credit damaged or drop thats indication shouldn't getting 1 loan.
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